Document preparation with Results in 45 to 90 Days
Who Are We?
A Team of credit specialists
We are a team of credit specialists that does Doc prep on your behalf. We are not a Law firm, but we have built relationships with FCRA attorneys to refer your concerns in the event the bureaus do not comply with your rights
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HOW DO CREDIT SWEEPS WORK?
We do the paperwork that will remove 80% or better of the negative items in as little as 12 weeks (Equifax, Experian, Transunion) Charge-offs, Collections, Late payments, Foreclosures, Bankruptcies, Repos, Judgments, Evictions, Child Support, Tax Liens, Short Sales, Student Loans and Much More! We remove all negative items and keep on all the positive items. This program will have your personal credit profile as good as new in about 45 to 90 days. We can even add tradelines to it to get you loans or to help you qualify to purchase a house. We have a proprietary method that works directly to all three credit bureaus.
MARKET RESEARCH & ANALYSIS
Our team of certified credit repair specialist go through continuous Document preparation training. We constantly attend credit boot camps, seminars, webinars, and keep up to date with the various credit reporting and credit laws., so that we are sure to submit the right documents for you. We understand the process of credit, the stall tactics the bureaus use as well as the makeup of the FICO score. We have a legal approach to document preparation. We constantly optimize our dispute letters to stay adjusted with the never ending changes of our industry. For our 45 to 90 day expedited process we not only use the legal handcrafted letters but also access certain departments within the credit bureaus few know about which streamlines the process and speeds the process up exponentially.
PROCESS
We Prepare and Send Attorney Crafted Dispute Letters to your Creditors and Credit Agencies within certain departments.
The Letters are Set with US Codes That Creditors/Bureaus violates daily.
Process Usually takes 45 to 90 Days
We have a dual approach challenging negative items by phone and certified mail.
When the process is complete We can add seasoned tradelines to really boost your score and get you qualified for a loan (optional, and at an additional cost).
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Frequently Asked Questions
Find answers to commonly asked questions about our products and services.
WHAT ITEMS CAN YOU HELP ME REMOVE?
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.
WILL ITEMS THAT ARE REMOVED COME BACK?
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
WHY DO RESULTS VARY?
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 80% of the negative items from a credit report.
HOW LONG WILL IT TAKE TO RAISE MY SCORE?
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 102.7 points. See full statistical breakdown.
HOW MUCH WILL IT COST ME?
We have different packages that are tailored to the needs of all clients. For a break down of costs, please see our pricing section.
WHAT IS YOUR 100% GUARANTEE?
You are entitled to a 100% refund on all monthly payments if: – You do not remove more than 25% of all the negatives worked on. – You have had no new collections or missed payments in the time frame we are assisting you – You maintain a Credit Monitoring service throughout the Credit Repair service. – You have had six months from the time you retain our services. – You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. – You agree to send updated reports from the three credit bureaus to us within 5 days of receipt.(Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).